| 10 year |
15 year |
20 year |
30 year |
| |
|
|
|
|
|
|
|
|
|
|
|
| Rate % |
Points |
APR |
Rate
% |
Points |
APR |
Rate
% |
Points |
APR |
Rate
% |
Points |
|
| 4.625 |
0 |
5.088% |
4.625 |
0 |
4.948% |
4.750 |
0 |
5.005% |
4.750 |
0 |
4.936% |
| 4.375 |
0.75 |
5.000% |
4.375 |
0.75 |
4.810% |
4.500 |
0.5 |
4.812% |
4.500 |
0.5 |
4.727% |
| 4.125 |
2.5 |
5.139% |
4.125 |
2.5 |
4.829% |
4.250 |
1 |
5.801% |
4.250 |
1 |
4.517% |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
FLEX 97 FIXED RATE MORTGAGE |
|
|
|
| Rate % |
|
Term |
|
Points |
|
APR |
Conditions |
| 4.750 |
|
30
years |
|
1.25 |
|
5.062% |
Owner Occupied/3%Down
Payment |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
BALLOON MORTGAGES |
|
|
|
|
| Rate% |
|
Term |
|
APR |
|
Conditions |
|
|
|
|
|
| 4.625 |
|
15 Years |
|
4.707% |
|
No Title Insurance/No PMI Required to 85% LTV (RestrictionsApply) |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
ADJUSTABLE RATE MORTGAGES |
|
|
|
| Program |
|
Rate
% |
|
Term |
|
Points |
APR |
Index |
Margin |
Caps |
|
| 5yr/5yr |
|
4.750% |
|
30 years |
|
0 |
4.430% |
1.620% |
2.50% |
2% per adjust/ 5% life |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
SECOND CHANCE REFINANCE-NO CLOSING COSTS (Restrictions Apply) |
|
|
| Rate % |
|
Term |
|
Points |
|
APR |
|
LTV |
|
|
|
| 4.990% |
|
10
YR |
|
0 |
|
5.029% |
|
<80% |
|
|
|
| 4.990% |
|
15 YR |
0 |
|
5.017% |
|
<80% |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
PURCHASE
TRANSACTIONS- NO CLOSING COSTS (Restrictions Apply) |
| Rate % |
|
Term |
|
Points |
|
APR |
|
LTV |
|
|
|
| 4.990% |
|
30 Years |
|
0 |
|
5.006% |
|
<90% |
|
|
|
| 4.990% |
|
15 Years |
|
0 |
|
5.017% |
|
<90% |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|