| 10 year* | 15 year* | 20 year* | 30 year* | ||||||||
| Rate % | Points | APR | Rate % | Points | APR | Rate % | Points | APR | Rate % | Points | APR |
| 3.125 | 0 | 3.608% | 3.125 | 0 | 3.457% | 3.750 | 0 | 4.014% | 3.875 | 0 | 4.066% |
| 3.500 | 1 | 3.879% | 3.625 | 1 | 3.897% | ||||||
| *Additional pricing adjustments may apply. APR example is for a $100,000 loan with a 20% down payment. | |||||||||||
| Loans with lower down payments require Private Mortgage Insurance(PMI) which will increase the APR. 60 day rate lock period. | |||||||||||
| REFINANCE-NO CLOSING COSTS, FIXED RATES (Restrictions Apply)* | |||||||||||
| Rate % | Term | Points | APR | Maximum LTV | |||||||
| 3.500 | 10 Years | 0 | 3.516% | 80% | |||||||
| 3.500 | 15 Years | 0 | 3.511% | 80% | |||||||
| APR example is based on a $100,000 loan at 80% loan to value. 60 day rate lock period. | |||||||||||
| PURCHASE TRANSACTIONS- NO CLOSING COSTS, FIXED RATES (RESTRICTIONS APPLY)* | |||||||||||
| Rate % | Term | Points | APR | Minimum | Down Payment Required | ||||||
| 4.125 | 30 Years | 0 | 4.133% | 10% | |||||||
| 3.500 | 15 Years | 0 | 3.511% | 10% | |||||||
| APR example is for a $100,000 loan with a 20% down payment. | |||||||||||
| Loans with lower down payments require Private Mortgage Insurance(PMI) which will increase the APR. 60 day rate lock period. | |||||||||||
| *Premiere Checking with Direct Deposit of payroll required. | |||||||||||
| Minimum credit scores and maximum debt ratios apply to all of our loan programs. Contact a mortgage originator for | |||||||||||
| details. | |||||||||||