|
Rates for the month of January
2009
|
Account Type
|
Minimum Balance To Open Account
|
Minimum Balance To Earn
Dividends
|
Dividend Rate (%)
|
Annual Percentage Yield (%)
|
|
Shares (Savings)
|
$5.00
|
$100.00
|
0.50
|
0.50
|
|
Shares (other shares and clubs)
|
N/A
|
$100.00
|
0.50
|
0.50
|
|
Share Draft Classic
Checking
Share Draft Premiere
Checking
|
N/A
N/A
|
$200.00
$500.00
|
0.25
0.35
|
0.25
0.35
|
|
Share Certificates*:
3 Month
6 Month
6 Month
|
$10,000.00
$500.00
$25,000.00
|
$10,000.00
$500.00
$25,000.00
|
.50
1.25
1.375
|
.50
1.26
1.38
|
|
10 Month
10 Month
10 Month Jumbo
12 Month
12 Month
|
$500.00
$25,000.00
$100,000.00
$500.00
$25,000.00
|
$500.00
$25,000.00
$100,000.00
$500.00
$25,000.00
|
1.75
1.875
2.25
1.75
1.875
|
1.76
1.89
2.27
1.76
1.89
|
|
18 Month
18 Month
|
$500.00
$25,000.00
|
$500.00
$25,000.00
|
1.75
1.875
|
1.76
1.89
|
|
20 Month
20 Month
20 Month Jumbo
24 Month
24 Month
|
$500.00
$25,000.00
$100,000.00
$500.00
$25,000.00
|
$500.00
$25,000.00
$100,000.00
$500.00
$25,000.00
|
2.00
2.125
2.50
2.00
2.125
|
2.02
2.15
2.53
2.02
2.15
|
|
36 Month
36 Month
|
$500.00
$25,000.00
|
$500.00
$25,000.00
|
2.25
2.375
|
2.27
2.40
|
|
50 Month
50 Month
|
$500.00
$25,000.00
|
$500.00
$25,000.00
|
2.50
2.625
|
2.53
2.66
|
|
50 Month Jumbo
|
$100,000.00
|
$100,000.00
|
3.00
|
3.04
|
|
60 Month
60 Month
|
$500.00
$25,000.00
|
$500.00
$25,000.00
|
2.50
2.625
|
2.53
2.66
|
|
IRA
(Traditional/Roth)
|
None
|
$1.00
|
1.75
|
1.76
|
|
IRA Certificates:
(Traditional/Roth)
24 Month
24 Month
|
$1,000.00
$25,000.00
|
$1,000.00
$25,000.00
|
2.00
2.125
|
2.02
2.15
|
|
36 Month
36 Month
50 Month
50 Month
50 Month Jumbo
|
$1,000.00
$25,000.00
$1,000.00
$25,000.00
$100,000.00
|
$1,000.00
$25,000.00
$1,000.00
$25,000.00
$100,000.00
|
2.25
2.375
2.50
2.625
3.00
|
2.27
2.40
2.53
2.66
3.04
|
|
60 Month
60 Month
|
$1,000.00
$25,000.00
|
$1,000.00
$25,000.00
|
2.25
2.625
|
2.27
2.66
|
Note:
*Earn a .25% Rate Increase on New Certificates with the Premiere
Checking Account
Dividends will be
calculated based on collected balance.
•The Dividend Rates and
Annual Percentage Yields are anticipated for the current month. Share and
Share Draft rates are variable. The rate may change after the account is
opened.
•Annual Percentage Yield assumes that dividends will remain on deposit.
Withdrawal of dividends will reduce actual earnings.
•Dividends are paid from current income and available earnings, after
transfers to reserves at the end of the dividend period.
•There may be a penalty for early withdrawal of funds.
•Your savings are
Federally insured to $100,000 by the National Credit Union Administration, a
U.S. Government Agency.
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