Here are a few reasons why your bank should be a credit union:

1. Service

In survey after survey, credit unions score higher than banks when it comes to friendly, helpful service and consumer satisfaction. It’s because of our People Over Profits philosophy. At CFCU, our members needs always come first. That’s why we say; better banking is more than better rates and lower fees, it’s a people thing.

2. Lower fees

As a not-for-profit financial cooperative, CFCU’s operating income is returned to our members in the form of favorable interest rates and lower fees. Whether it’s free checking or surcharge-free use of our large network of CFCU-owned ATMs, you’ll find better banking at less cost. In fact, industry experts estimate that credit union membership can save the average consumer $200 to $500 a year!

3. Unbeatable Rates

Unlike for-profit banks whose earnings go to their stockholders, CFCU’s extra profits go right into our members’ pockets. That’s why you’ll often get the LOWEST rates in town on mortgages, home equity loans and auto loans — and the HIGHEST rates on savings, share certificates and IRAs.

4. #1 Great Mortgages

Start with a lower rate with no closing costs. Add plenty of options, same-day approval on most loans, more ways to apply (including online), and the member service CFCU is famous for — and it’s no wonder CFCU is the #1 residential mortgage lender in the area!

5. Business Banking

For the same reasons CFCU is such a great choice for individuals and families, more and more businesses are moving their accounts to the Credit Union. Take advantage of our more-for-your-money service and value on business checking, lines of credit, business purpose credit, commercial mortgage loans and much, much more. And now, CFCU is capable of handling larger business loans.

6. Local and Here to Stay

Some banks seem more interested in gobbling up other banks than serving their customers. Every merger brings different checks, new service cards and those expected hiccups in service. Well CFCU is here to stay, delivering the local attention and value you deserve…consistently and reliably year after year!

7. Higher Dividends

For the past two years, while many banks have been cutting the interest they pay to their customers for savings, CFCU has increased member dividends by 110%! That means your hard-earned money can work harder for you at the Credit Union. And, keep in mind, your deposits are perfectly safe, because CFCU is federally insured by the National Credit Union Administration.

For incredible service and value…
Maybe your bank should be a credit union!™

Make the switch!